What personal finance records should we keep at home or in safety box?

Here is the IRS? guidelines for keeping documents: http://www.irs.gov/businesses/small/article/0,,id=98513,00.html

Personally, I keep all tax records for ten years because the IRS has that amount of time to go back and pursue you for unpaid taxes (even though the SOL on an audit is 3 years, I?ve heard a lot of horror stories). You may not be that a-r, but you can get copies of past returns from the IRS for a fee.

You can get copies of your titles and deeds of trust for property from the courthouse in your county of residence, or from the lender if you still owe. Automobile title copies can be purchased from the bureau of motor vehicles.

In addition, you should keep copies of wills, powers of attorney (medical and general), life, auto and homeowner?s insurance policies, and your bank statements (I keep the past 5 years of those).

I also have a special section for warranty papers on household items we purchase.

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Source: http://www.usarant-tf1.org/what-personal-finance-records-should-we-keep-at-home-or-in-safety-box.html

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